Use this URL to cite or link to this record in EThOS: https://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.794263
Title: Capital structure, regulation and risk : evidence from Islamic banks and conventional banks
Author: Liu, Heng
Awarding Body: University of York
Current Institution: University of York
Date of Award: 2019
Availability of Full Text:
Access from EThOS:
Full text unavailable from EThOS. Thesis embargoed until 23 Dec 2024
Access from Institution:
Abstract:
This thesis attempts to broaden the existing empirical research of Islamic banks (IBs) and conventional banks (CBs) by focusing on three distinct aspects: bank capital, risk and regulation. Firstly, IBs are in a disadvantaged position compared to CBs when it comes to capital structure management. In order to promote the capital management capability, IBs need the support of a robust Islamic financial system to broaden their financing instruments and funding sources to reduce adjustment costs. Then, it appears that appropriate policy reforms such as more information disclosure and prompt correction action power could improve sensitivity of required capital and regulatory risk to portfolio risk in Islamic banks. Finally, the supervisory practices stressed by banking supervision of Basel Committee are more effective in reducing risk-taking of IBs compared to CBs. Therefore, it is necessary for regulators to use international regulations for monitoring Islamic banks. This research also finds that the regulatory policies related to risk in times of crisis need to be improved.
Supervisor: Hoque, Hafiz ; Cornea-Madeira, Adriana Sponsor: Not available
Qualification Name: Thesis (Ph.D.) Qualification Level: Doctoral
EThOS ID: uk.bl.ethos.794263  DOI: Not available
Share: