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Title: Small scale farmers access to financial services in Tanzania
Author: Mgina, Fidea Luhwano
ISNI:       0000 0004 2716 8575
Awarding Body: University of Reading
Current Institution: University of Reading
Date of Award: 2011
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This study explores the financial service needs of small scale farmers in Tanzania using a case study of Njombe District. Using a mix of qualitative and quantitative approaches it examines the determinants influencing access of the rural poor to financial services and the extent to which their needs are currently being met by a range of formal, semi-formal and informal financial service providers. A key objective is to understand why the 'microfinance revolution' envisaged in Tanzania's Microfinance Policy of 2000 appears to have had a very limited impact in improving financial services provision in rural areas. The study finds that the scale of microfinance initiatives is small and they do not still cater to the full diversity of financial services needs of small scale farmers. Scaling up of microfinance initiatives will call for considerable policy support and infrastructure provision by the government. The expansion of microfinance initiatives is often hampered by the same set of constraints that restrict the expansion of conventional rural and agricultural credit provision.
Supervisor: Not available Sponsor: Not available
Qualification Name: Thesis (Ph.D.) Qualification Level: Doctoral
EThOS ID:  DOI: Not available