The scope of this research is to produce a single event model, the Hurricane Loss Evaluation Model (HURL), to evaluate the damage inflicted upon residential structures located in Kure Beach, NC, USA by a major hurricane. The investigation qualifies the relationships between the hurricane forces and the damage associated with the residential structures located in the coastal community. The subsequent results fills the voids of the present models by providing a model that is produced at minimal cost using public data and one that is able to provide a statistical damage evaluation tool. The examination of hurricane Fran provides the model with damage data, and measured storm levels. The current models, presented in three general categories; scales, single attribute and regional models, that fail to address the full needs of the community as these models are used to predict damage verses evaluating the damage caused by a hurricane. This research statistically evaluates the dynamic forces that are imposed upon a residential structure by major hurricanes. It is postulated that a series of attributes, that if identified, arranged and analysed will provide the necessary data to assist in mitigation procedures to refurbish existing structures and provide improved construction techniques for new structures. The application of historical references of previous hurricanes, the inclusion of the natural factors and built environment details complete the database that is tested against the damage levels of the structures investigated. The result of this thesis creates a damage evaluation model to provide data used to determine the damage inflicted by causal agents associated with a hurricane. The model evaluates eighteen elements developing a model that indicates that the interrelationships of the available data. The model will provide varying strengths indicting the preliminary mitigation elements for correction. This result of the model is beneficial to the inhabitants of Kure Beach, building contractors, inspectors, designers, the development of building codes, the state of North Carolina, and state and federal emergency management agencies.