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Title: The organisation of financial management within the family : its effects on women's ability to provide for domestic needs
Author: Wilson, Gail Graham
Awarding Body: Institute of Education (University of London)
Current Institution: UCL Institute of Education (IOE)
Date of Award: 1986
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This thesis considers money management within marriage from the point of view of women. It is based on a modified quota sample of 61 women who used a Health Centre in an inner city area of London. The method used was in-depth taped interviews supplemented by field notes. Most respondents received at least two visits. The interview schedule consisted of structured and semi-structured sections. Interviews were transcribed and a computer programme used for a content analysis of methods, attitudes to and feelings about financial organisation within the household. The quantitative data from the the structured sections of the schedule was coded and analysed using the SPSSx computer package. The theoretical framework used was a development of Amartya Sen's formulation of marriage as an area of co-operative conflict. The thesis suggests that married or co-habiting women reduced the number of areas of potential conflict by lowering their expectations and by avoiding aspects of financial organisation which had the greatest potential for conflict. Household money management was analysed in terms of level and source of income and of responsibility for collective domestic consumption. Expenditure was divided into a) frequently need items b) lump sums needed for bills and housing costs and c) saving At low income levels the norm was for women to be wholly responsible for all aspects of domestic collective consumption. At high income levels women who did not earn had little real responsibility while those who earned devoted a much larger share of their earnings to collective consumption than did their partners. At middle income level the two patterns met and there was a wider variety of patterns of money management. At all income levels it was very important for women to have a source of income of their own if they were to have a good chance of putting their own priorities for household consumption into practice.
Supervisor: Not available Sponsor: Not available
Qualification Name: Thesis (Ph.D.) Qualification Level: Doctoral
EThOS ID:  DOI: Not available