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Title: Barriers to, and triggers of, nurses' retirement savings : a decision-making approach
Author: Hateley, Louise
Awarding Body: University of Oxford
Current Institution: University of Oxford
Date of Award: 2013
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Australia, like many developed countries, places a strong emphasis on self-provision in later life. This is embodied in the Australian superannuation system, an earnings-related retirement savings mechanism. Women have been identified as a group poorly served by the existing retirement income framework and are more vulnerable to financial insecurity in old age. The implications of this for women's retirement incomes provide the context in which this thesis is situated. There is a need for research that explores factors that affect individuals' decisions to save for their retirement to inform and better target policy in Australia. This thesis aims to meet that need. Although there have been various explanations for women 's low retirement savings, not enough attention has been paid to the factors that influence the decision to save, especially for later life. This study uses a consumer decision-making framework that identifies a number of key stages in the decision-making process. This thesis argues that the decision-making process can be broken into two key stages: activities associated with making the decision to save for retirement; and the activities associated with actual savings behaviour.
Supervisor: Not available Sponsor: Not available
Qualification Name: Thesis (Ph.D.) Qualification Level: Doctoral
EThOS ID:  DOI: Not available